HSA veya FSA hesabımı bir Keto-Mojo metre satın almak için kullanabilir miyim?
- Last updated Kasım 19, 2017
Yes, in most cases you can use your HSA or FSA account to purchase a Keto-Mojo meter.
If your plan covers glucose meters or glucometers, the Keto-Mojo meter should be eligible for coverage as well because it is an FDA-approved Class II medical device for self-testing of blood glucose and ketones in regards to Type 1, Type 2, gestational, and pediatric diabetes.
You do not need a prescription to purchase our product but your HSA or FSA company may require a detailed invoice for reimbursement. If so, we can provide you with one as long as you purchased your meter or strips on our Web sitesi. Please contact müşteri desteği for more assistance.
A Health Savings Account, or HSA, is a unique, tax-advantaged account that can be used to pay for current or future healthcare expenses. When combined with a high-deductible health plan, it offers savings and tax advantages that a traditional health plan can’t duplicate.
With a tax-advantaged savings account you can pay for eligible medical expenses like a blood glucose and ketone meter as well as deductibles, co-insurance, prescriptions, vision expenses, and dental care.
Unused funds that will roll over year to year. There’s no “use it or lose it” penalty.
After age 65, funds can be withdrawn for any purpose without penalty, but may be subject to income tax if not used for IRS-qualified medical expenses.
A Flexible Spending Account (also known as a flexible spending arrangement) is a special account you put money into that you use to pay for certain out-of-pocket health care costs.
You don’t pay taxes on this money. This means you’ll save an amount equal to the taxes you would have paid on the money you set aside.
Employers may make contributions to your FSA, but aren’t required to.
You use your FSA by submitting a claim to the FSA program (through your employer) with proof of the medical expense and a statement that it has not been covered by your plan. You will then receive reimbursement for your costs. Ask your employer about how to use your specific FSA.
A few facts about FSAs
FSAs are limited to $2,650 per year per employer. If you’re married, your spouse can put up to $2,650 in an FSA with their employer as well.
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you’re married, and your dependents.
- You can spend FSA funds to pay deductibles and co-payments, but not for insurance premiums.
- You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor’s prescription. Reimbursements for insulin are allowed without a prescription.
- FSAs may also be used to cover costs of medical equipment like crutches, supplies like bandages, and diagnostic devices like blood sugar test kits.
- See a list of generally permitted medical and dental expenses.
FSA limits, grace periods, and carry-overs
You generally must use the money in an FSA within the plan year. But your employer may offer one of 2 options:
- It can provide a “grace period” of up to 2 ½ extra months to use the money in your FSA.
- It can allow you to carry over up to $500 per year to use in the following year.
Your employer can offer either one of these options but not both. It’s not required to offer either one.
At the end of the year or grace period, you lose any money left over in your FSA. So it’s important to plan carefully and not put more money in your FSA than you think you’ll spend within a year on things like co-payments, coinsurance, drugs, and other allowed health care costs.